Today pet insurance policies offer flexibility in coverage options. Most policies work the same way, you may typically visit any licensed veterinarian and then:
First – you pay out of pocket up to the deductible amount you selected (typically $100-$1000)
Then – you will share the cost of covered services at your selected co-insurance rate (70%-90%). For example, if you select 90% co-insurance and the eligible bill was $100 then you would be responsible for $10 and the insurance company would pay $90.