State law requires every employer to provide Worker's Compensation insurance for its employees. Benefits are paid to employee's who suffer work related injury. A percentage of expenses is paid for lost wages, medical expenses and permanent disability or disfigurement. The policy we recommend consists of the following coverages:
Workers Compensation Quote Form:
DIVIDEND PLAN: This plan of coverage basis your final premium on the size of your standard pre-paid premium and the actual losses experienced throughout the policy year. This can result in reimbursement or dividend payment back to your company.
EMPLOYER'S LIABILITY: This coverage protects your business in the event you are held liable for injuries suffered by an employee and the employee bypasses the benefits provided under our state workers compensation law and brings suit against your firm under common law.
VOLUNTARY COMPENSATION: This endorsement covers those injured employees who are not eligible for mandatory worker's compensation or whose eligibility may be questionable.
Quick Notes: Phone: 800-537-7843 Fax: 207-439-6805 Website: FordInsurance.com Hours: M-F from 9-5 EST
Mailing Address: 2 Harold L Dow Highway Eliot, ME 03903 USA
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