Often referred to as business liability, general liability protects businesses from general claims that arise out of normal day to day operations. Coverage is considered 3rd party, meaning it protects against injuries and property damage to others.
Real Estate Insurance
Whether you’re a landlord of a small multifamily, own a large commercial building leased for data center operations or even a homeowner’s association we have you covered. Your real estate business can take many shapes and your risk planning and coverage should be as unique as the property you own. With real estate insurance packages designed to meet the changing needs of your business we offer the flexibility to adapt to your coverage needs.
If you’re a Real Estate Agent or Broker you may be interested in a Business Owner’s Policy designed for realtors.
Key Coverages for Commercial Real Estate
Business Auto
Also referred to as commercial auto, business auto can be very straightforward (insuring vehicles your company owns) but also confusing (i.e. using personal vehicles for business). While many of the coverages are similar to that on a personal auto policy, the limits and conditions can be very different and may vary based on the use of the vehicle.
Cyber Liability
We live in a digital world and most businesses, even those traditionally considered “offline” continue to have an increasing digital footprint. Technology brings incredible capabilities to our fingertips. Unfortunately, it also brings additional risk. Cyber coverage has become increasingly popular to mitigate the impact of data breaches, downed computers and networks and the losses that result.