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Ocean Marine Insurance

Ocean Marine insurance is specifically designed for the unique hazards that exist for businesses operating on the water. While many coverages appear similar to their land based counterparts, they are tailored to suit the needs of vessels and maritime operations.

Additionally, specific insurance laws exists which dictate required coverages such as the Jones Act and Longshore and Harbor Workers’ Compensation Act.

Marine Construction

We provide coverage options for all types of marine construction and marine contractors. The unique nature of your work comes with unique risks. It is important to work with an agent who knows how marine businesses operated and how their insurance needs vary. Our team is experienced in designing coverage to fit your business and let you focus on getting the job done. Examples of marine construction include:

  • Dock & pier construction
  • Levy construction
  • Marina & harbor construction
  • Wharf construction
  • Bridge repair & maintenance
Marine Operations

Everyone’s business is different and requires thoughtful analysis when designing an insurance package. Vessels often have expensive equipment which may be fixed or portable or perhaps you operate on or near a naval base – nuances like these help dictate what type and amount of coverage is necessary. Whatever work your business does we’re here to help. Our team is experienced in a broad set of marine operations including:

  • Hydrographic mapping\surveying
  • Research vessels
  • Tugs and barges
  • Crew\supply boats
  • Transportation
Ocean Cargo

Unfortunately, damaged cargo is a common occurrence and if you’re moving goods overseas then it is important to get the right coverage. Cargo is often lost or damaged from rough handling, accidents, improper loading, general salvage and weather. Whatever the cause, it’s never fun dealing with the loss. Fortunately our team is experienced in this area and can help you get coverage quickly. We specialize in designing ocean cargo coverage for:

  • Importers
  • Exporters
  • Manufacturers
  • Port to port
  • Port to destination

Key Coverages for Marine Operations

Marine General Liability

Marine General Liability (MGL) policies are specially designed for shoreside operators such as ship repairers, marine contractors, wharfingers, stevedores, terminal operations, charterers, vessel operations and others to provide liability coverage for both marine operations and shoreside liability.

Marina dock
Workers Compensation (USL&H)

Workers’ Compensation can be a tricky area to navigate for marine businesses due to the Jones Act and Longshore and Harbor Workers’ Compensation Act. Depending on how and where your employees and subcontractors work will dictate how coverage is designed.

Marine Hull
Marine Hull & P&I

Covers damage to your vessel(s) and fixed machinery and propulsion equipment along with coverage for damage caused to others property such as in a collision. Protection & Indemnity covers bodily injury to crew (Jones Act), passengers or others while aboard the vessel and for liability arising from vessel operations.

Umbrella in a storm

Bumpershoot is marine speak for Umbrella. This coverage extends the limits of an underlying policy such as Marine General Liability.

Ocean cargo
Ocean Cargo

Ocean cargo insurance covers your goods and merchandise while being transported over water, and optionally while in transit on land. It protects you from damage or loss of your cargo from mishandling, accidents, disasters and even preventive measures like general salvage.