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Insurance for Kennels and Pet Service Providers

Kennel insurance is a customized form of coverage for more than just kennels! From daycares to veterinary hospitals, kennel insurance, like our fury friends, comes in many different shapes and sizes.

Our goal is to provide you with the best coverage options at the most affordable price. We understand the challenges of running a business, and we are committed to finding cost-effective solutions without compromising on the quality of coverage. Our team will work with you to understand your unique needs and provide the options and recommendations to get you and your business protected.

As a business owner, you face numerous demands on your time and attention. It is crucial to work with an insurance expert who understands your business, recognizes your objectives, and is committed and capable of supporting you in attaining them!

We’re animal lovers too. Meet our office pups! Roo, Holly and Roxy

When you partner with Ford Insurance, you get more than just an insurance policy. You gain a trusted advisor who genuinely cares about your success. Our team of professionals will take the time to understand your business, your goals, and the unique risks you face. We will work tirelessly to ensure that you have the right coverage in place, giving you the freedom to focus on what you do best – caring for your furry clients.

What does this insurance cover? Just like many other businesses, pet service providers need to insure their property (the buildings, vehicles and equipment you own or lease) and liability from your business operations. For example if a customer slips and falls in your office or parking lot, or a pet is injured while in your care. Take a look below for the most common insurance policies pet service providers need.

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Frequently Asked Questions

How much does kennel insurance cost?
There is no one size fits all policy for pet service providers, the cost of a policy varies based on the size and scope of your business. Policies typically start at just a few hundred dollars per year.

What limits do I need?
It depends, when you request a quote from us we collect the relevant information to determine which limits are appropriate for your business. Typical liability limits range from 1-2 Million but your business may require more or less.

Do I need insurance if I’m a dog walker?
Yes! If a customer’s pet become sick or injured while in your care you can be held responsible for the resulting medical bills, legal costs or other expenses that may arise. Savvy customers may also ask for proof of coverage prior to doing business.

What does kennel insurance cover?
Kennel insurance is a blanket term that may actually contain many different policies and\or coverages. A typical package will provide coverage for your business’s property and liability from your operations including protection for injuries to animals in your care. See the additional coverages and descriptions below.

Who We Insure

  • Kennels and boarding
  • Pet Sitters
  • Dog Walkers
  • Doggy Daycares
  • Dog Trainers
  • Pet Groomers
  • Veterinary clinics
  • Animal hospitals

Key Coverages for Kennels and Pet Services

Business Owner's Policy (BOP) for Pet Services

A Business Owner’s Policy (BOP) combines common business coverages (General Liability and Property Insurance) into one convenient policy. It’s a great fit for most Kennels, Groomers and Animal Hospitals and  and provides the flexibility to add additional coverages based on your business’s needs.

Pet Insurance
Animal Bailee

For businesses that care for animals without their owners present, animal bailee coverage provides protection for pets under your care in the event they become sick, injured or lost.

Business Auto
Business Auto

If your business owns and operates vehicles (for example if you pickup and drop-off pets) a business auto policy can cover your owned vehicles and vehicles you rent for business use.

Veterinary Professional Liability
Professional Liability

If your services include training, diagnosing and treating pets (including surgery), professional liability helps protect you and your business if a client alleges errors, negligence, malpractice and more.

Workers Compensation
Other Coverages

Depending on the size and scope of your business there may be other policies that are important to consider. Workers compensation and Employment Practices Liability are examples of other important coverages your business may need.