A Renters Policy (or tenants insurance) is a package type of policy which means that it includes protection against several types of losses. Coverage for your property can be "broad perils" as opposed to being limited to certain types of losses. A "broad perils" policy pays for fire, vandalism, hurricane, theft, explosions, aircraft crash, breakage of glass, ice, auto and other perils that cause loss or damage to your personal property.
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